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  • Theft is on the rise, so what can you do to protect yourself?

    Over the past twelve months the UK has faced a number of unsettling economic changes. We’ve entered into a recession, experienced national fuel shortages and are in the midst of an energy crisis.

  • Managing the risk of roof-mounted solar panels for community building owners

    Solar panels are an increasingly common feature on the roofs of residential, commercial and community buildings across the United Kingdom. According to Government figures, there were 10,000 new solar panel installations each month in the first six months of 2022.

  • Rising construction costs and underinsurance

    The cost of reinstating a building includes so much more than the bricks and mortar.

  • Operating Licence (O Licence) clarification following Tribunal decision

    You’ll be aware that, other than where exemptions apply, companies using goods-carrying vehicles over 3.5 tonne gross vehicle weight (or over 2.5t gross vehicle weight if used for hire & reward in the European Union or other nominated countries) require an ‘Operating Licence’ to operate the vehicle legally.

  • SMEs are facing increasing levels of underinsurance

    The challenging economic environment in the UK is leaving small to medium-sized enterprises (SMEs) open to significant levels of uninsured risk.

  • Why construction plant theft is still a problem

    Construction sites continue to be targeted by criminals who recognise the financial value of plant machinery and equipment.

  • Adequate insurance coverage – The three pitfalls for SME’s

    For SMEs facing squeezed margins, insurance premiums may seem like a grudge purchase. Some products may be regarded as a discretionary overhead among those who don’t fully understand their risks or how being underinsured could prove catastrophic to their business. Yet insurance can be key to SMEs’ ongoing survival by providing a financial safety net in unforeseen circumstances, when they are the least able to withstand substantial losses.

  • Helping businesses manage their cyber risk

    The National Cyber Security Centre (NCSC) is encouraging businesses to bolster their cyber security in light of the events in Ukraine and the increased threat of cyber-attacks. For small and medium business owners, the current conflict might seem far-removed from the day to day running of their business but cyber threats are an ongoing threat.

  • Industry specific risk management guides

    Our insurer partner Axa Insurance have produced industry specific risk management guides to help you reduce the risks associated with your business and keep your business operational as well as protecting your staff and customers safe.

  • Considerations of Contractors Professional Indemnity cover

    Many contracting businesses who do not specifically design anything for a fee will be unaware of the potential risks they may face in not carrying Professional Indemnity cover. In the increasingly litigious society we live in, where it would seem that everyone wants someone to blame, should you consider cover just to protect yourself if something goes wrong?